Choose the right places to get care

Running to the emergency room every time you need after-hours care might be draining your wallet. The ER should be your last resort—consider more affordable options like urgent care clinics or even telemedicine. You may want to research a bit beforehand—prices can vary between similar facilities. Andrea Woroch, a personal finance expert, shares that: “By opting for a stand-alone radiology and surgery center, you’re looking at big savings. Your physician may also work at multiple hospitals or surgery centers, so ask for assistance to shop around for the best price